Loan Rates The Credit Union is proud to offer many types of loans to service all your needs. Please feel free to call us to discuss how we can help. You may reach us at (860) 522-0899, toll-free (800) HPD-FCU1 (473-3281) or through this website!
APPLY NOW! Mail your application or fax to (860) 724-2268!
| Home Equity |
| Type |
Terms |
APR* as low as: |
Monthly Payment |
| Fixed - 1st Position |
to 20 Years |
5.50% |
$19.11 |
| Fixed - 2nd Position |
to 10 Years |
5.75% |
$19.23 |
| HELOC - Variable |
Call for current terms. |
Call for current rate. |
|
*APR - Annual Percentage Rate. All rates subject to change without notice. Rates are accurate as of August 1, 2011. Monthly payment based on maximum term per $1000 borrowed at A+ Credit Rate for a term of 5 years. Payment examples do not include amounts for taxes and insurance premiiums, if applicable, and the payment obligation will be greater. Certain restrictions may apply. *Current Special - No Points, we pay 1/2 of Closing Costs! Costs may include such fees as credit report, attorney fees, and appraisal costs. This example is not meant to be all inclusive.
| Unsecured Signature |
| Term |
Annual Percentage Rate |
Monthly Payment |
| To 60 Months |
As low as 10.00% |
$21.26 |
Loan rates subject to change without notice. Rates are accurate as of August 1, 2011. Monthly Payment based on maximum term per $1000 borrowed at A+ Credit Rate for a term of 60 Months. Your rate may be higher. Certain restrictions may apply. No other fees involved.
| Secured Loans |
| Type |
Term |
APR* as low as: |
Monthly Payment |
| New Auto/MC/Boat - up to 100% Financing |
Up to 72 Months |
5.00% |
$18.89 |
| Used Auto/MC/Boat - up to 100% Financing |
Up to 72 Months* |
5.25% |
$18.99 |
| Share Secured |
Up to 36 Months |
2.00% over Share Rate |
$28.87 |
| Share Secured |
37 to 60 Months |
3.00% over Share Rate |
$17.75 |
| Share Certificate Secured |
Up to 60 Months |
3.000% over Certificate Rate |
$19.34 |
| Boat/Motor Home/RV - Long Term |
Up to 120 Months |
7.50% |
$20.05 |
Rates subject to change without notice and are accurate as of August 1, 2011. *APR - Annual Percentage Rate. MC stands for Motorcycle. Monthly payment for all types except Share Secured up to 36 Months is based on per $1000 borrowed for a term of 60 months. Share Secured Loan up to 36 months is based on per $1000 borrowed for a term of 36 months. Share Certificate Secured assumes a certificate rate of 3.00% as of 08/01/10. 72 Month terms are only available for Used Auto/MC/Boat if model is less than two years old. Certain restrictions may apply. No other fees involved.
Use the Application & Solicitation Disclosure link for all current information on the account. The full account agreement will be given upon approval of your credit card application. APPLY HERE with this link and mail or fax the application.
Rates may change with 60 days notice to cardholder. Other restrictions may apply at time of application. Rates are accurate as of August 1, 2011.
| Miscellaneous |
| Type |
Term |
APR* |
Monthly Payment |
| Overdraft Line of Credit |
Open End |
12.50% |
$89.11 |
*APR - Annual Percentage Rate. Certain conditions may apply. The rate is fixed and is accurate as of August 1, 2011. Monthly payments based on maximum term per $1000 borrowed and a one year term. Limits based on credit score. There are no minimum, monthly or activity fees associated with this account.
Mortgages are currently offered through our third party associate Homestead Funding Corp. Please call Diane J. Valanti (860) 363-2614 or dvalanti@homesteadfunding.com for rates and details.
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